13. Go for debit cards over credit cards
Strictly Come Dancing winner and McFly star, Harry Judd admits that he prefers debit cards over credit cards. He says that he does not like using money that he does not possess or that is not in his bank account. “I just stick with my debit cards. I think credit cards can be a danger once you start spending on them, although obviously it depends on your situation. With debit cards, you know what you’re spending – I think if I had a credit card, I’d forget what I’d spent and get into trouble,” Harry told Moneywise.co.uk. Besides him, Zooey Deschanel owns three credit cards, but not a single one of them contains balance.