12. Have a financial plan
Gwyneth Paltrow and her husband Chris Martin have a collective wealth worth £65 million, that is $100 million, but she still spends her money wisely. The Oscar winner has confessed that she makes both a long-term and short-term financial plan. This ensures that they spend within their means, while at the same time enjoying their lives. Follow Gwyneth’s approach and sketch your own fiscal road map. Planning ahead helps you to spread out your costs accordingly.