7. Pick the right credit card for each purchase
So, you have multiple credit cards and you want to purchase something. And, now you are confused as to which card is the right one to make the purchase. The advantage of possessing numerous credit cards is that each card comes with its own perks and benefits. Some offer high cash back, some provide nice travel rewards, airline miles, and some offer discounts on select purchases like groceries or gas. The wise thing is to select the appropriate credit card for each purchase, so that it can maximize your reward points. You can even create a Google Doc or spreadsheet listing the main points of your each rewards plan; or you can use apps like Walla. by, Reward Summit, etc. to make the best choice.