5. Make a plan
Create a plan as to how you will pay each of your credit card bills. Financial experts suggest paying each of your bills in full every month. But this is kind of impossible if you have multiple credit cards. So, it is better you figure out how you will go about it, so that eventually you don’t incur any extra fees on even a single card. This will also shield your credit score, which can be negatively affected if you carry a huge balance in relation to your credit limit.