Retirement is coming at you more quickly than you could imagine and sadly you still don’t have your ducks lined up the way you thought you would. People are learning the hard way that you can easily outlive the money you worked so hard to save. But, you did start looking into your financial options and getting an IRA to help you prepare for retirement. You noticed that there’s a lot of fine print and did some research only to find more information that has your mind whirling. It’s okay – because here are a few IRA Secrets You Should Know.