You have the world in the palm of your hands. Literally. With the invention of cellular phones and now the upgrade to smart phones – most people have a phone that comes with awesome gadgets and gizmos, that most people call apps. Most people,. And with the world at your fingertips, why not use the apps to improve your financial health? There are tons of apps available for budgeting, bill reminders, paying off your debt, credit monitoring, plus most banks have their own mobile app. And if you are looking for a way to stay on top of your financial health or build it up your credit – there’s tons of apps for that.