What Different Credit Scores REALLY Mean

By on April 28, 2015



Excellent – 800+
When people have an excellent credit rating, they are the cream of the crop. They have spent years building the healthiest of healthy financial histories. They never make their payments late, have never been sent to collections and they have a long credit history to base credit related decisions off of. Their credit utilization score is very low, meaning they do not carry a lot of debt and have tons of available credit.

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