As previously stated, the FICO credit score is the credit-scoring model that most lenders rely on. These other scoring models are politely said to be used for educational purposes, but they have become widely known as FAKO scores – or Fake FICO scores.
Even though Experian has a FICO score powered by Experian, this is still a FAKO score. The score range of a FAKO score goes from 360 to 840. It’s important to be cautious when getting a FAKO score. A lot of these companies will have you sign up for credit monitoring and charge you a monthly fee.