15 Ways To Be Credit Smart


9. Go through the fine print

The small words printed on all the legal documents sent by your credit card issuer matters more than you think. Don’t just ignore them as one of the legal babbles, but rather sit down and go through all the content of your contract. Read about the benefits, limitations, and fees. Through this, you will discover some serious points about your card. For example, extra fees on inactive accounts, low interest rates for balance transfers, etc.