- Right to know everything
Whether you are planning to buy a car or a house, or you want to pay the fees of your child, credit cards help you in all this. But, before you sign up for a credit card, you should go through all the terms and conditions of the agreement. Even if you do not plan to apply for a credit card, the merchant can offer you consumer credit, so that you can pay for the item in multiple installments for a fixed period of time. So, better know in advance about the credit rights you possess.