14. Right to a free credit report
Do you know that you can get a free credit report? Yes, it’s true. You can get a free credit report once a year from all the three credit bureaus, including Equifax, Experian, and TransUnion. They are the main organizations that are responsible for all kinds of credit reports. However, if you want to know your credit score, you will have to buy it for a minimum fee of $45.