15 Credit Rights You Didn't Know You Had

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11.Right to use beyond the expiry date

Have you ever noticed that even after replacement, your new card carries the same number? Yes, I know that your credit card says that it will expire in so and so time. But in reality, this is not the case. Your credit card does not have an expiry date. You can continue using it, even after it expires. The expiration date on your credit card has two main purposes. One is to ensure the lifetime of your card, so that the issuer can give you a new credit card on a specific date. And, the second purpose is to identify you as the owner of the card, in case you make online or phone purchases.