6 Credit Mistakes Even Those With AMAZING Scores Can Make


2. The Power of Payment History

One of the biggest things that people hear when it comes to establishing credit and building a better credit score, is never pay your bill late. Because when it comes to your FICO score, the biggest factor that plays into your credit score is the payment history. This accounts for 35% of the total score. So, having a good payment history is a big deal.