7 Ways To Improve Your Credit In 6 Months


Raising your credit limit

Raising your credit limit is a way to increase your credit score as well. How? Well, with the example two slides ago, if you wanted to get rid of credit card #3 and keep a good ratio – here’s what you could do. You could pay $900 on #3, transfer the balance from #3 to #2 – then ask the lender for an increase in limit on #2 to $12,000, giving you a ratio of 35%.