7 Ways To Improve Your Credit In 6 Months


2. Pay bills on time

When it comes to your credit score, there are five components that make up the FICO score. And the biggest piece of the pie belongs to payment history, making paying a regular bill the most important piece for calculating your credit score. Lenders want to know if you will repay your debt on time, so when you have an overdue bill – your score takes a hit.