7 Ways To Improve Your Credit In 6 Months

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4. Pay a bill early (or twice) each month

Keeping high balances on your credit cards are not good for your credit utilization ratio or for your FICO score. But, one thing that you can do is pay our bill early or pay twice a month. The goal is to pay all or part of your balance before the statement period ends. This will keep the lower the balance that gets reported to the bureaus.