7 Credit Misconceptions and Myths Debunked

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Blog.credit.com

4. Checking your credit report will hurt the score

When you personally pull your credit report, it is not going to hurt your score. This is considered to be a soft pull or a soft inquiry and has no impact on your credit score – and this is something that people should be doing regularly to better their financial health. Go to annualcreditreport.com to get your free credit report each year.