7 Credit Misconceptions and Myths Debunked

1
slow-growth
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If you do not have a good score and are just beginning to change your spending ways, don’t expect your score to change overnight. You have to be diligent in your efforts to improve your score and you will watch your score increase over time. If you have a lot of debt, start to decrease it and get your credit utilization ratio together while making sure your payments are on time.