7 Credit Misconceptions and Myths Debunked

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Pfadvice.com

The FAKO scores

Basically, if it’s not a FICO score… it’s a FAKO score – a fake FICO score. A lot of these companies will try to have you sign up for different credit services like credit monitoring and identity theft and charge a monthly fee. Some other popular websites that offer free credit scores are Credit Karma, Credit Sesame, and Quizzle. And while each has their data provided by a different credit bureau, they are still FAKO scores.