7 Credit Misconceptions and Myths Debunked


7. Employers and checking credit

Well, there are quite a few myths that go along with employers and credit. But, one of the myths is that most employers will pull an applicant’s credit history. This is false – less than 15% of organizations that pull credit reports actually take the time to check them. And when they are getting checked, it is for specific reasons looking for things like illegal activities or being turned into collections.