15 Apps To Help Build Your Credit Score

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Debt Free

One of the important factors in a credit score is the credit utilization ratio – or how much available credit you have – which accounts for 30% of the total credit score. So, lowering the amount of debt you have will raise your credit score, since the utilization ratio will lower. The award-winning app is credited with assisting people with saving money and paying off debt. Plus, the app provides different strategies to paying off the debt.