What Different Credit Scores REALLY Mean


Very bad – 600 and below
If you have very bad credit, no need to feel anxious and worried about your future financial health – it’s never too late to improve your credit situation. The problem is that there are late payments or no payments happening, the credit history has not been open for very long, and the credit utilization ratio is very high – with almost no available credit. And you may have been reported to collections and be making payments to collections.