What Different Credit Scores REALLY Mean

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Nerdwallet.com

Fair – 650-700
Once again, in the category of fair credit rating, this score is definitely not great, but definitely better than very bad – basically average. These score rangers have recently had a few late payments in the past and may have been reported to collections in the past. They haven’t had the longest credit history, have had a few more hard inquiries, and do not have a good utilization score – using half their utilization score.