Is Your Credit Score Wrong?! – How To Check


Lenders and Information

The three major credit reporting agencies: Equifax, Experian, and TransUnion receives information from lenders, but not all the lenders report to all three of the agencies. The credit score is calculated from all the information that the lenders send. This could result in major differences, since the agencies do not share the information they receive with the other agencies. So, basically the credit score depends on which agency will calculate the information.